Lease to Own Cell Phones In Madison

If you want to own a cell phone through a lease in Madison, many options are available with us. Get approved by a company by providing some basic information that checks for eligibility. Through our cell phone financing service, you can get some devices in 90 days*. 

Buy your favorite device now and pay for it later. Countless phones for lease are available in Madison, and you can choose your favorite smartphones or tablets. Different companies have their own conditions, and you must fall on the criteria to be eligible to buy a phone on lease. Make a small initial payment ( down payment) and take home what you need. The lease payments will be calculated based on the device you have selected. 

Read through the criteria and see what requirements you can fulfill. Apply for a phone on a lease and take home the phone you need. With our cell phone financing, you can find companies that require a lower down payment and do not require any credit( T&C applies)Contact us for further information and learn how to get your phone on lease.

LEASE-TO-OWN / FINANCE OPTIONS INFORMATION

(NO CREDIT NEEDED!)
You can apply in store or online!
The website can approve you for credit towards a device or repair and give you options for how often you want to make payments.
There is also a 90 day purchase option (to save you money).

INSTANT DECISIONS!
​(SELECT WHICH PROVIDER FITS YOUR NEEDS BEST)

*IF YOU DON’T GET APPROVED FOR ONE COMPANY TRY THE OTHER OR CALL AND ASK WHAT THEY NEED TO APPROVE YOU*

credit card madison
APPLY (no credit needed!) WHAT YOU WILL NEED TO APPLY

Social Security number or ITIN
Credit card or debit card
Checking account & routing number (open for at least 3 months)
No more than 4 non sufficient fund’s in the last 30 days
Government issued photo ID
Be 18 years or older

When you apply in-store you will need:
• Photo ID
• Employer phone number and zip code
• Bank Checking and Routing numbers
• A Bank issued Debit or credit card

SHOP Once approved, you can go shopping!

You can set up payments that can match your paydays.
Just contact us, let us know you are approved then pick out the devices or repair you would like in store or online!

CHECKOUT & GET IT TODAY Start your lease and take home what you need today for a small initial payment.

You will need help from a store associate to checkout.
Call us at 256-414-1199 or email at info@thesmartphonemedics.com

ACIMA

ACIMA

801-297-1980
-LOW INTEREST RATE
-90 DAY PAYOFF OPTION ONLY $50
​-CAN BE USED FOR REPAIRS OR DEVICES
-$87 DOWN PAYMENT
-ACCEPTS CHIME ONLINE BANK ACCOUNT

APPLY NOW FOR PICK UP (ACIMA)

PROGRESSIVE LEASING

877-898-1970
-LOWER INITIAL PAYMENT*  ($79)
-90 DAY PURCHASE OPTION**
​-DOES NOT WORK FOR REPAIRS (ONLY DEVICE PURCHASES)

APPLY NOW (PROGRESSIVE)
progressive learning
payvantage

PAYVANTAGE

​CAN ONLY BE USED ON APPLE AND SAMSUNG PHONES AND TABLETS
– ANYONE WITH A JOB IS APPROVED
-90 DAY SAME AS CASH
-$10 DOWN PLUS FIRST PAYMENT
 
-ACCEPTS MOST BANKS
-CAN DO A MANUAL APPROVAL IF DENIED

TEXT OR CALL STORE WHEN COMPLETE: 256-414-1199

APPLY NOW (PAYVANTAGE)

AMERICAN FIRST FINANCE

855-721-1188
-LOWEST DOWN PAYMENT ($20-$70)
-NO CREDIT NEEDED***
-EARLY PAYOFF DISCOUNT OPTION
-TAX INCLUDED

APPLY NOW (AMERICAN FIRST FINANCE)
american first finance

-The advertised service is lease to own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates .
​Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY
*The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be calculated upon item selection. The initial payment will be determined after the application is submitted.
**90 day Purchase Option
-Standard agreement offers 12 months to ownership. 90 day purchase options cost more than the retailer’s cash price (except 3 month option in CA). To purchase early call 877 898 1970.
No Credit Needed
-Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be calculated upon item selection. The initial payment will be determined after the application is submitted.
***Approval is possible without a FICO score, but we may check credit history. No credit needed is different than “no credit check”. No Credit Needed means that we can approve you for a loan without using your credit score as the solely depend on your credit score for approval.